Comparative Financial Position as on 31-03-2012 to 31.03.2021

(Rs.in Lakh)
Sl.No. Particulars As on 31-03-2017 As on 31-03-2012 As on 31-03-2013 As on 31-03-2014 As on 31-03-2015 As on 31-03-2016 As on 31-03-2017 As on 31-03-2018 As on 31-03-2019 As on 31-03-2020 As on 31-03-2021
2 Statutory Reserve 13291.10 6244.86 8190.31 9629.37 9629.37 11852.47 13291.10 14738.97 16720.44 19086.06 21528.80
3 Other Reserves 26509.98 14067.02 17357.44 19970.60 19769.52 23841.91 26509.98 28739.98 30895.30 33081.24 34278.64
4 Undistributed Profit 3935.07 5355.17 0.00 2412.03 6532.68 3596.58 3935.07 3962.95 4731.23 4885.47 7677.39
5 Provision for Std.Assets 677.38 568.97 516.60 507.62 528.04 668.22 677.38 716.58 734.28 633.24 1337.91
6 Provision for Bad & Doubtful debts 4012.59 17122.39 15612.29 15934.54 16004.48 11254.01 4012.59 4279.77 5681.11 5939.80 5505.43
7 Provision for Overdue Interest 5449.29 3981.91 4052.43 4686.99 5090.69 5469.65 5449.29 5549.02 5548.61 5548.05 4477.66
8 Owned Fund 56875.78 19992.53 22313.07 55224.55 59493.37 59356.70 56875.78 60987.64 56035.85 60640.62 68444.22
9 Deposits 137720.91 186608.37 163132.21 148333.06 184643.57 223650.50 137720.91 116183.75 134849.08 123318.59 119897.28
10 Borrowings 145293.83 84635.54 59718.34 76713.48 84726.26 82499.34 145293.83 80981.08 108819.74 154248.05 296291.35
11 Working capital 377876.95 340308.38 300125.89 299617.77 359380.77 408826.73 377876.95 300655.50 338680.04 365973.41 496593.51
12 Investment 144199.03 104563.85 123301.37 124365.28 158792.04 147776.68 144199.03 73731.03 86531.72 152038.01 76517.13
Security/Treasury Bills 39163.93 37310.88 30310.87 38622.71 44028.22 44188.25 39163.93 40084.68 36273.46 28623.11 40898.90
Fixed /Call Deposits with other Banks 105035.10 67252.97 92990.50 85742.57 114763.82 103531.37 105035.10 33646.35 50258.26 123414.91 35618.23
13 Loan Outstandig 195086.52 170981.54 145869.66 144676.04 161439.67 205512.07 195086.52 200510.98 207178.83 181950.74 354745.05
Agr.Finance 52222.37 35905.55 37197.63 47333.00 51508.18 56528.74 52222.37 36427.35 38999.86 37067.77 34374.03
Non Agr.Finance 72398.84 89139.39 86540.16 102825.05 134136.84 123240.93 143608.92
Branches 142864.15 62671.15 19532.64 10802.88 7106.44 14846.49 19623.22 20474.71 168178.97 144882.97 320371.02
14 Gross NPA 8812.56 17528.70 16743.70 17918.29 19732.09 21248.99 8812.56 7718.69 9972.61 8874.46 6599.54
Agr.Finance 4274.23 6000.27 6869.77 7167.08 7780.89 9191.86 4274.23 2739.63 3186.63 2406.28 1286.44
Non Agr.Finance 4538.33 7889.75 7889.75 6454.06 9104.22 8850.04 117.94 106.94 6785.98 6468.18 5313.10
Branches 3638.68 1984.18 4297.15 2846.98 3207.09 4420.39 4872.12
15 Provision made for NPA 4087.75 17122.39 15612.29 15934.54 16004.48 11254.02 4087.75 4279.77 5681.11 5939.80 5284.71
16 Net NPA 4724.81 406.31 1131.42 1983.75 3727.61 9994.97 4724.81 3438.92 4291.50 2934.66 1314.83
17 % of Gross NPA to Loan 4.52% 10.25% 11.48% 11.01% 12.22% 10.34% 4.52% 3.85% 4.81% 4.88% 1.86%
18 % of Net NPA to Loan 2.42% 0.24% 0.78% 1.37% 2.31% 4.86% 2.42% 1.71% 2.07% 1.61% 0.38%
19 Cost of deposit 6.70% 7.96% 6.34% 8.93% 7.91% 7.27% 6.70% 7.00% 5.81% 5.36% 5.38%
20 Yield on Assets 7.36% 8.00% 9.06% 14.08% 7.91% 8.31% 7.36% 7.47% 7.68% 9.09% 2.01%
21 Cost of Fund 5.21% 5.22% 5.93% 6.02% 5.55% 5.60% 5.21% 5.01% 4.03% 7.61% 4.48%
22 Cost Of Management 0.36% 0.43% 0.58% 0.03% 0.35% 0.30% 0.36% 0.43% 0.69% 0.44% 0.31%
23 Financial margin 2.15% 2.78% 2.97% 5.94% 2.36% 2.71% 2.15% 2.46% 3.65% 3.73% 2.36%
25 Net Margin 2.15% 2.35% 2.39% 8.06% 2.01% 2.32% 2.15% 2.34% 3.17% 3.29% 2.52%
26 Profit before Tax 5535.33 4588.05 5950.24 3649.07 5960.14 5500.04 5535.33 6060.3 7272.55 7492.83 10323.76
27 Net Profit 3619.66 3170.34 4111.61 2412.03 3939.65 3596.58 3619.66 3962.95 4731.23 4885.47 7677.39