| (Rs.in Lakh) | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sl.No. | Particulars | As on 31-03-2012 | As on 31-03-2013 | As on 31-03-2014 | As on 31-03-2015 | As on 31-03-2016 | As on 31-03-2017 | As on 31-03-2018 | As on 31-03-2019 | As on 31-03-2020 | As on 31-03-2021 | |
| 1 | Statutory Reserve | 6244.86 | 8190.31 | 9629.37 | 9629.37 | 11852.47 | 13291.10 | 14738.97 | 16720.44 | 19086.06 | 21528.80 | |
| 2 | Other Reserves | 14067.02 | 17357.44 | 19970.60 | 19769.52 | 23841.91 | 26509.98 | 28739.98 | 30895.30 | 33081.24 | 34278.64 | |
| 3 | Undistributed Profit | 5355.17 | 0.00 | 2412.03 | 6532.68 | 3596.58 | 3935.07 | 3962.95 | 4731.23 | 4885.47 | 7677.39 | |
| 4 | Provision for Std.Assets | 568.97 | 516.60 | 507.62 | 528.04 | 668.22 | 677.38 | 716.58 | 734.28 | 633.24 | 1337.91 | |
| 5 | Provision for Bad & Doubtful debts | 17122.39 | 15612.29 | 15934.54 | 16004.48 | 11254.01 | 4012.59 | 4279.77 | 5681.11 | 5939.80 | 5505.43 | |
| 6 | Provision for Overdue Interest | 3981.91 | 4052.43 | 4686.99 | 5090.69 | 5469.65 | 5449.29 | 5549.02 | 5548.61 | 5548.05 | 4477.66 | |
| 7 | Owned Fund | 19992.53 | 22313.07 | 55224.55 | 59493.37 | 59356.70 | 56875.78 | 60987.64 | 56035.85 | 60640.62 | 68444.22 | |
| 8 | Deposits | 186608.37 | 163132.21 | 148333.06 | 184643.57 | 223650.50 | 137720.91 | 116183.75 | 134849.08 | 123318.59 | 119897.28 | |
| 9 | Borrowings | 84635.54 | 59718.34 | 76713.48 | 84726.26 | 82499.34 | 145293.83 | 80981.08 | 108819.74 | 154248.05 | 296291.35 | |
| 10 | Working capital | 340308.38 | 300125.89 | 299617.77 | 359380.77 | 408826.73 | 377876.95 | 300655.50 | 338680.04 | 365973.41 | 496593.51 | |
| 11 | Investment | 104563.85 | 123301.37 | 124365.28 | 158792.04 | 147776.68 | 144199.03 | 73731.03 | 86531.72 | 152038.01 | 76517.13 | |
| 12 | Security/Treasury Bills | 37310.88 | 30310.87 | 38622.71 | 44028.22 | 44188.25 | 39163.93 | 40084.68 | 36273.46 | 28623.11 | 40898.90 | |
| 13 | Fixed /Call Deposits with other Banks | 67252.97 | 92990.50 | 85742.57 | 114763.82 | 103531.37 | 105035.10 | 33646.35 | 50258.26 | 123414.91 | 35618.23 | |
| 14 | Loan Outstandig | 170981.54 | 145869.66 | 144676.04 | 161439.67 | 205512.07 | 195086.52 | 200510.98 | 207178.83 | 181950.74 | 354745.05 | |
| 15 | Agr.Finance | 35905.55 | 37197.63 | 47333.00 | 51508.18 | 56528.74 | 52222.37 | 36427.35 | 38999.86 | 37067.77 | 34374.03 | |
| 16 | Non Agr.Finance | 72398.84 | 89139.39 | 86540.16 | 102825.05 | 134136.84 | 123240.93 | 143608.92 | ||||
| 17 | Branches | 62671.15 | 19532.64 | 10802.88 | 7106.44 | 14846.49 | 19623.22 | 20474.71 | 168178.97 | 144882.97 | 320371.02 | |
| 18 | Gross NPA | 17528.70 | 16743.70 | 17918.29 | 19732.09 | 21248.99 | 8812.56 | 7718.69 | 9972.61 | 8874.46 | 6599.54 | |
| 19 | Agr.Finance | 6000.27 | 6869.77 | 7167.08 | 7780.89 | 9191.86 | 4274.23 | 2739.63 | 3186.63 | 2406.28 | 1286.44 | |
| 20 | Non Agr.Finance | 7889.75 | 7889.75 | 6454.06 | 9104.22 | 8850.04 | 117.94 | 106.94 | 6785.98 | 6468.18 | 5313.10 | |
| 21 | Branches | 3638.68 | 1984.18 | 4297.15 | 2846.98 | 3207.09 | 4420.39 | 4872.12 | ||||
| 22 | Provision made for NPA | 17122.39 | 15612.29 | 15934.54 | 16004.48 | 11254.02 | 4087.75 | 4279.77 | 5681.11 | 5939.80 | 5284.71 | |
| 23 | Net NPA | 406.31 | 1131.42 | 1983.75 | 3727.61 | 9994.97 | 4724.81 | 3438.92 | 4291.50 | 2934.66 | 1314.83 | |
| 24 | % of Gross NPA to Loan | 10.25% | 11.48% | 11.01% | 12.22% | 10.34% | 4.52% | 3.85% | 4.81% | 4.88% | 1.86% | |
| 25 | % of Net NPA to Loan | 0.24% | 0.78% | 1.37% | 2.31% | 4.86% | 2.42% | 1.71% | 2.07% | 1.61% | 0.38% | |
| 26 | Cost of deposit | 7.96% | 6.34% | 8.93% | 7.91% | 7.27% | 6.70% | 7.00% | 5.81% | 5.36% | 5.38% | |
| 27 | Yield on Assets | 8.00% | 9.06% | 14.08% | 7.91% | 8.31% | 7.36% | 7.47% | 7.68% | 9.09% | 2.01% | |
| 28 | Cost of Fund | 5.22% | 5.93% | 6.02% | 5.55% | 5.60% | 5.21% | 5.01% | 4.03% | 7.61% | 4.48% | |
| 29 | Cost Of Management | 0.43% | 0.58% | 0.03% | 0.35% | 0.30% | 0.36% | 0.43% | 0.69% | 0.44% | 0.31% | |
| 30 | Financial margin | 2.78% | 2.97% | 5.94% | 2.36% | 2.71% | 2.15% | 2.46% | 3.65% | 3.73% | 2.36% | |
| 31 | Net Margin | 2.35% | 2.39% | 8.06% | 2.01% | 2.32% | 2.15% | 2.34% | 3.17% | 3.29% | 2.52% | |
| 31 | Profit before Tax | 4588.05 | 5950.24 | 3649.07 | 5960.14 | 5500.04 | 5535.33 | 6060.3 | 7272.55 | 7492.83 | 10323.76 | |
| 32 | Net Profit | 3170.34 | 4111.61 | 2412.03 | 3939.65 | 3596.58 | 3619.66 | 3962.95 | 4731.23 | 4885.47 | 7677.39 | |
