Comparative Financial Position as on 31-03-2012 to 31.03.2021

(Rs.in Lakh)
Sl.No. Particulars As on 31-03-2012 As on 31-03-2013 As on 31-03-2014 As on 31-03-2015 As on 31-03-2016 As on 31-03-2017 As on 31-03-2018 As on 31-03-2019 As on 31-03-2020 As on 31-03-2021
1 Statutory Reserve 6244.86 8190.31 9629.37 9629.37 11852.47 13291.10 14738.97 16720.44 19086.06 21528.80
2 Other Reserves 14067.02 17357.44 19970.60 19769.52 23841.91 26509.98 28739.98 30895.30 33081.24 34278.64
3 Undistributed Profit 5355.17 0.00 2412.03 6532.68 3596.58 3935.07 3962.95 4731.23 4885.47 7677.39
4 Provision for Std.Assets 568.97 516.60 507.62 528.04 668.22 677.38 716.58 734.28 633.24 1337.91
5 Provision for Bad & Doubtful debts 17122.39 15612.29 15934.54 16004.48 11254.01 4012.59 4279.77 5681.11 5939.80 5505.43
6 Provision for Overdue Interest 3981.91 4052.43 4686.99 5090.69 5469.65 5449.29 5549.02 5548.61 5548.05 4477.66
7 Owned Fund 19992.53 22313.07 55224.55 59493.37 59356.70 56875.78 60987.64 56035.85 60640.62 68444.22
8 Deposits 186608.37 163132.21 148333.06 184643.57 223650.50 137720.91 116183.75 134849.08 123318.59 119897.28
9 Borrowings 84635.54 59718.34 76713.48 84726.26 82499.34 145293.83 80981.08 108819.74 154248.05 296291.35
10 Working capital 340308.38 300125.89 299617.77 359380.77 408826.73 377876.95 300655.50 338680.04 365973.41 496593.51
11 Investment 104563.85 123301.37 124365.28 158792.04 147776.68 144199.03 73731.03 86531.72 152038.01 76517.13
12 Security/Treasury Bills 37310.88 30310.87 38622.71 44028.22 44188.25 39163.93 40084.68 36273.46 28623.11 40898.90
13 Fixed /Call Deposits with other Banks 67252.97 92990.50 85742.57 114763.82 103531.37 105035.10 33646.35 50258.26 123414.91 35618.23
14 Loan Outstandig 170981.54 145869.66 144676.04 161439.67 205512.07 195086.52 200510.98 207178.83 181950.74 354745.05
15 Agr.Finance 35905.55 37197.63 47333.00 51508.18 56528.74 52222.37 36427.35 38999.86 37067.77 34374.03
16 Non Agr.Finance 72398.84 89139.39 86540.16 102825.05 134136.84 123240.93 143608.92
17 Branches 62671.15 19532.64 10802.88 7106.44 14846.49 19623.22 20474.71 168178.97 144882.97 320371.02
18 Gross NPA 17528.70 16743.70 17918.29 19732.09 21248.99 8812.56 7718.69 9972.61 8874.46 6599.54
19 Agr.Finance 6000.27 6869.77 7167.08 7780.89 9191.86 4274.23 2739.63 3186.63 2406.28 1286.44
20 Non Agr.Finance 7889.75 7889.75 6454.06 9104.22 8850.04 117.94 106.94 6785.98 6468.18 5313.10
21 Branches 3638.68 1984.18 4297.15 2846.98 3207.09 4420.39 4872.12
22 Provision made for NPA 17122.39 15612.29 15934.54 16004.48 11254.02 4087.75 4279.77 5681.11 5939.80 5284.71
23 Net NPA 406.31 1131.42 1983.75 3727.61 9994.97 4724.81 3438.92 4291.50 2934.66 1314.83
24 % of Gross NPA to Loan 10.25% 11.48% 11.01% 12.22% 10.34% 4.52% 3.85% 4.81% 4.88% 1.86%
25 % of Net NPA to Loan 0.24% 0.78% 1.37% 2.31% 4.86% 2.42% 1.71% 2.07% 1.61% 0.38%
26 Cost of deposit 7.96% 6.34% 8.93% 7.91% 7.27% 6.70% 7.00% 5.81% 5.36% 5.38%
27 Yield on Assets 8.00% 9.06% 14.08% 7.91% 8.31% 7.36% 7.47% 7.68% 9.09% 2.01%
28 Cost of Fund 5.22% 5.93% 6.02% 5.55% 5.60% 5.21% 5.01% 4.03% 7.61% 4.48%
29 Cost Of Management 0.43% 0.58% 0.03% 0.35% 0.30% 0.36% 0.43% 0.69% 0.44% 0.31%
30 Financial margin 2.78% 2.97% 5.94% 2.36% 2.71% 2.15% 2.46% 3.65% 3.73% 2.36%
31 Net Margin 2.35% 2.39% 8.06% 2.01% 2.32% 2.15% 2.34% 3.17% 3.29% 2.52%
31 Profit before Tax 4588.05 5950.24 3649.07 5960.14 5500.04 5535.33 6060.3 7272.55 7492.83 10323.76
32 Net Profit 3170.34 4111.61 2412.03 3939.65 3596.58 3619.66 3962.95 4731.23 4885.47 7677.39