| (Rs.in Lakh) | ||||
|---|---|---|---|---|
| Sl. No. | Particulars | As on 31.03.2021 | As on 31.03.2022 | As on 31.03.2023 |
| 1 | Share Capital | 3621.48 | 4226.74 | 4777.62 |
| 2 | Statutory Reserve | 21528.80 | 25367.49 | 29188.03 |
| 3 | Other Reserve | 34278.64 | 38968.11 | 42690.99 |
| 4 | Undistributed Profit | 7677.39 | 7797.02 | 7615.85 |
| 5 | Provision for Std. Assets | 1337.91 | 1929.26 | 2252.41 |
| 6 | Provision for Bad & Doubtful debts | 5505.43 | 4808.43 | 4389.91 |
| 7 | Provision for Overdue Interest | 4477.66 | 3811.74 | 3811.32 |
| 8 | Owned Fund | 68444.22 | 76359.36 | 84272.49 |
| 9 | Deposits | 119898.28 | 130784.44 | 144744.35 |
| 10 | Borrowings | 296291.35 | 436239.59 | 631335.67 |
| 11 | Working Capital | 496593.51 | 643383.39 | 860352.51 |
| 12 | Investment | 136517.13 | 204682.23 | 256647.34 |
| 13 | Security/ Treasury Bills | 40898.90 | 40143.27 | 50442.82 |
| 14 | Fixed/ call Deposits with Other Banks | 95618.23 | 164538.96 | 206204.52 |
| 15 | Loan Outstanding | 354745.05 | 436325.02 | 592977.11 |
| 16 | Agr. Finance | 34374.03 | 43005.27 | 52069.09 |
| 17 | Non Agr. Finance | 320371.02 | 393319.75 | 540908.02 |
| 18 | Gross NPA | 6599.54 | 10150.75 | 12817.43 |
| 19 | Agr. Finance | 1286.44 | 5000.25 | 8708.02 |
| 20 | Non Agr. Finance | 5313.1 | 5150.50 | 4109.41 |
| 21 | Provision made for NPA | 5284.71 | 4808.43 | 4389.91 |
| 22 | Net NPA | 1314.83 | 5244.34 | 8440.43 |
| 23 | % of Gross NPA to Loan | 1.86% | 2.32% | 2.16% |
| 24 | % of Net NPA to Loan | 0.38% | 1.20% | 1.42% |
| 25 | Cost of Deposit | 5.38% | 5.10% | 4.37% |
| 26 | Yield on Assets | 2.01% | 7.63% | 6.79% |
| 27 | Cost of Fund | 4.48% | 4.39% | 5.47% |
| 28 | Cost of Management | 0.31% | 0.29% | 0.54% |
| 29 | Financial Margin | 2.36% | 2.53% | 2.42% |
| 30 | CD Ratio | 295.87% | 333.62% | 409.67% |
| 31 | Net Interest Margin | 2.52% | 2.22% | 2.42% |
| 32 | Return on Assets | 1.49% | 1.92% | 1.32% |
| 33 | Business per staff | 4435.91 | 4847.09 | 6768.09 |
| 34 | Business Per Branch | 43149.30 | 43623.80 | 52694.39 |
| 35 | Working Fund | 514080.54 | 405784.46 | 543144.65 |
| 36 | Provision Coverage Ratio | 80.08% | 47.37% | 32.21% |
| 37 | Net-worth | 10.79% | 9.46% | 7.98% |
| 38 | Low Cost Deposit % | 37.07% | 26.90% | 32.48% |
| 39 | High Cost Deposit % | 72.93% | 73.10% | 67.52% |
| 40 | Profit Before Tax | 10377.94 | 10419.36 | 10482.99 |
| 41 | Net Profit | 7677.39 | 7797.02 | 7615.85 |
| 42 | CRAR | 68.51% | 53.24% | 48.87% |
