Savings

Features & Benefits:

  • Instant Account Number
  • Fixed Deposits
  • Zero Balance Account
  • Available for individuals or organisations
  • Free Rupay Debit card
  • Cheque Books

Eligibility:

Our Savings Account is for anyone who is a resident individual (sole or joint) or comes from a Hindu undivided family. A Trust & Foundation can also open a Savings Account.

Interest Rates:

Interest Rate applicable on Savings Deposit Scheme is 3% p.a. w.e.f. 1st June 2020

Current

Features & Benefits:

  • Minimum balance requirement of Rs 5000/- per quarter
  • Free Rupay Debit card
  • Avail of Safe Deposit Locker facilities (subject to availability)
  • Free monthly statement
  • Avail personalised chequebook for enhanced security at nominal prices
  • Unlimited cash withdrawal limit for home branch

Eligibility:

Features & Benefits:

  • Public or Private Limited Companies
  • Partnership Firms
  • Proprietorship Concerns
  • HUFs

Safe Custody Account

Features & Benefits:

  • Easy payment option with direct debit from your account
  • Keep documents, valuable objects safe.
  • Nomination option o ease release contents to nominee
  • Easily start and/or close your safe custody account anytime without any mandatory subscription period
  • Make hassle-free payments through auto-debit from linked savings account

Eligibility:

Features & Benefits:

  • All BSC Bank account holders are eligible to avail our Safe Custody Facility.

Fixed Deposit

Features & Benefits:

  • Fixed deposit from a period of 7 days to 10 years
  • Enjoy attractive interest rates
  • Open a fixed deposit with ease
  • Start a fixed deposit with minimum investment
  • Enjoy benefits with a short-minimum tenure
  • Earn more interest with a reinvestment deposit
  • Transfer funds seamlessly between accounts
  • Avail automatic rollover facility
  • Choose the scheme you want i.e. MIP/QIP/URP and Simple

Eligibility:

Features & Benefits:

  • Residents
  • Hindu Undivided Families
  • Sole proprietorship firms
  • Partnership firms
  • Limited companies
  • Trust / Institutions / Societies accounts

Recurring Deposit

Features & Benefits:

  • Monthly installments of Rs. 100 and above
  • Facility of Standing Instruction through which the amount can be debited from your savings account
  • Attractive Interest Rates
  • Scheme applicable from 12 months to 36 months
  • Amount of installment once fixed, cannot be changed
  • Recurring deposits are accepted in equal monthly installments of minimum Rs 500/-
  • Deposits will be accepted for a period of Above 12 months up to 36 months only

Eligibility:

Features & Benefits:

  • Individuals (singly or jointly)
  • Minor by guardian
  • Organisations
  • Co-op. Societies

Insurance

  • Life Insurance
  • Transport Insurance
  • Agricultural Insurance
  • Protection against Death and impairment
  • Low premium amount
  • Death Benfits upto Rs. 10 Lakhs
  • Available for all the loanees of BSC Bank

RUPAY Kisan Credit Card

  • Card Limit upto Rs. 3 lakhs
  • Flexible Tenure upto 1 Year
  • Cover for Crops – PMFBY Crop Insurance
  • Accidental insurance upto Rs. 1 Lakh