| (Rs.in Lakh) | ||||
|---|---|---|---|---|
| Sl. No. | Particulars | As on 31.03.2022 | As on 31.03.2023 | As on 31.03.2024 |
| 1 | Share Capital | 4,226.74 | 4,777.62 | 10,000.00 |
| 2 | Statutory Reserve | 25,367.49 | 29,188.03 | 35,870.25 |
| 3 | Other Reserve | 38,968.11 | 42,690.99 | 53,603.92 |
| 4 | Undistributed Profit | 7,797.02 | 7,615.85 | 0.00 |
| 5 | Provision for Std. Assets | 1,929.26 | 2,252.41 | 1,775.43 |
| 6 | Provision for Bad & Doubtful debts | 4,808.43 | 4,389.91 | 5,389.39 |
| 7 | Provision for Overdue Interest | 3,811.74 | 3811.32 | 3,806.66 |
| 8 | Owned Fund | 76,359.36 | 84,272.49 | 99,474.17 |
| 9 | Deposits | 1,30,784.44 | 1,44,744.35 | 1,84,192.10 |
| 10 | Borrowings | 4,36,239.59 | 6,31,335.67 | 3,40,719.74 |
| 11 | Working Capital | 6,43,383.39 | 8,60,352.51 | 6,24,386.01 |
| 12 | Investment | 2,04,682.23 | 2,56,647.34 | 1,68,392.69 |
| 13 | Security/ Treasury Bills | 40,143.27 | 50,442.82 | 46,973.92 |
| 14 | Fixed/ call Deposits with Other Banks | 1,64,538.96 | 2,06,204.52 | 4,46,096.46 |
| 15 | Loan Outstanding | 4,36,325.02 | 5,92,977.11 | 592977.11 |
| 16 | Agr. Finance | 43,005.27 | 52,069.09 | 42,584.94 |
| 17 | Non Agr. Finance | 3,93,319.75 | 5,40,908.02 | 4,03,511.52 |
| 18 | Gross NPA | 10,150.75 | 12,817.43 | 14,027.72 |
| 19 | Agr. Finance | 5,000.25 | 8,708.42 | 9,730.00 |
| 20 | Non Agr. Finance | 5,150.50 | 4,109.41 | 4,297.72 |
| 21 | Provision made for NPA | 4,808.43 | 4,389.91 | |
| 22 | Net NPA | 5,244.34 | 8,440.43 | 8,814.97 |
| 23 | % of Gross NPA to Loan | 2.32% | 2.16% | 3.14% |
| 24 | % of Net NPA to Loan | 1.20% | 1.42% | 1.98% |
| 25 | Cost of Deposit | 5.10% | 4.37% | 5.01% |
| 26 | Yield on Assets | 7.63% | 6.79% | 7.82% |
| 27 | Cost of Fund | 4.39% | 5.47% | 5.60% |
| 28 | Cost of Management | 0.29% | 0.54% | 0.62% |
| 29 | Financial Margin | 2.53% | 2.42% | 2.22% |
| 30 | CD Ratio | 333.62% | 409.67% | 242.19% |
| 31 | Net Interest Margin | 2.52% | 2.42% | 2.22% |
| 32 | Return on Assets | 1.92% | 1.32% | 1.24% |
| 33 | Business per staff | 4,487.09 | 6,768.09 | 6,060.47 |
| 34 | Business Per Branch | 43,680.80 | 52,694.39 | 45,020.61 |
| 35 | Working Fund | 4,05,784.46 | 5,43,144.65 | |
| 36 | Provision Coverage Ratio | 47.37% | 32.21% | 38.42% |
| 37 | Net-worth | 9.46% | 7.98% | 11.58% |
| 38 | Low Cost Deposit % | 26.90% | 32.48% | 32.23% |
| 39 | High Cost Deposit % | 73.10% | 67.52% | 67.77% |
| 40 | Profit Before Tax | 10,419.36 | 10,482.99 | 9,037.19 |
| 41 | Net Profit | 7797.02 | 7,615.85 | 6,763.67 |
| 42 | CRAR | 53.24% | 48.87% | 67.95% |
